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St Paul's Whitechapel Church of England Primary School: school finances

Latest full year 2025-26, as a council-run school (CFR return, April to March). Tower Hamlets · Primary · Voluntary aided school

Large reserves

Holds £173k £872 per pupil in reserve, 9% of a year's income.

Status by year

  1. 2018-19 Healthy reserve between 3% and 8% of a year's income
  2. 2019-20 Tight reserve under 3% of a year's income
  3. 2020-21 Healthy reserve between 3% and 8% of a year's income
  4. 2021-22 Healthy same as the year before
  5. 2022-23 Tight reserve under 3% of a year's income
  6. 2023-24 Healthy reserve between 3% and 8% of a year's income
  7. 2024-25 Large reserves reserve 8% or more of a year's income
  8. 2025-26 Large reserves same as the year before

Government funding vs spending per pupil

In 2025-26, government funding was £2.0m £9,858 per pupil and spending £2.0m £9,941 per pupil. Spending was £17k £84 per pupil more than government funding; the difference came from other income, such as lettings, catering or donations, or from the school's reserve.

Government funding and spending per pupil, 2018-19 to 2025-26Government funding and spending per pupil each year, 2018-19 to 2025-26. 2018-19: funding £8k, spending £8k; 2019-20: funding £8k, spending £8k; 2020-21: funding £7k, spending £7k; 2021-22: funding £8k, spending £8k; 2022-23: funding £8k, spending £8k; 2023-24: funding £8k, spending £8k; 2024-25: funding £9k, spending £9k; 2025-26: funding £10k, spending £10k£6,000£8,000£10,0002019-202021-222023-242025-26Gov. fundingSpendingSimilarGov. fundingSpending

Funding is the money a school receives; spending is what it pays out. The two differ when a school adds to or draws on its savings, and because some money is spent on its pupils by someone else: the council (for example special needs top-ups and transport) or, for academies, the trust's central team. (IFS, pp. 7, 10, 46, 52, 54)

Government funding is the academy accounts line "grant funding from government" in academy (AAR) years and the CFR grant funding total in council-run years. The two are not strictly comparable: CFR line I07 can include some money that is not from government.

Real terms: in 2025-26 prices (HM Treasury GDP deflator, October 2026).

Reserve per pupil by year

Reserve per pupil, 2018-19 to 2025-26Reserve per pupil at the end of each year. 2018-19: £438; 2019-20: £195; 2020-21: £338; 2021-22: £282; 2022-23: £113; 2023-24: £564; 2024-25: £767; 2025-26: £872£0£200£400£600£8002019-202021-222023-242025-26ReserveSimilarReserve

Real terms: in 2025-26 prices (HM Treasury GDP deflator, October 2026).

Each year's figures, newest first
YearPupilsIncomeSpendingIn-year balanceReserve at year end
2025-26198.0£2.0m £9,992 per pupil£2.0m £9,941 per pupil+£10k +£50 per pupil£173k £872 per pupil
2024-25212.0£2.0m £9,266 per pupil£1.9m £9,073 per pupil+£41k +£193 per pupil£163k £767 per pupil
2023-24216.0£1.8m £8,494 per pupil£1.7m £8,050 per pupil+£96k +£444 per pupil£122k £564 per pupil
2022-23229.0£1.8m £7,956 per pupil£1.9m £8,131 per pupil-£40k -£175 per pupil£26k £113 per pupil
2021-22234.0£1.8m £7,637 per pupil£1.8m £7,686 per pupil-£11k -£49 per pupil£66k £282 per pupil
2020-21229.0£1.6m £7,110 per pupil£1.6m £6,959 per pupil+£35k +£151 per pupil£77k £338 per pupil
2019-20219.5£1.7m £7,770 per pupil£1.8m £8,013 per pupil-£53k -£243 per pupil£43k £195 per pupil
2018-19219.5£1.7m £7,796 per pupil£1.7m £7,707 per pupil+£20k +£89 per pupil£96k £438 per pupil

Where the money comes from

Income in 2025-26, with the trend per pupil since 2018-19
Line2025-26Trend per pupilChange per pupil since 2018-19Similar schools (median per pupil)
Total income£2.0m £9,992 per pupil+28% -2% real£10k
Government funding£2.0m £9,858 per pupil+27% -3% real£9k
Special needs (SEN) funding£175k £883 per pupil+154% +94% real£515
Pupil premium£114k £574 per pupil+22% -7% real£500
Money the school raised itself£27k £134 per pupil+131% +76% real£381
Donations (day-to-day)£2k £10 per pupil£26
Donations for buildings and equipment£0 £0 per pupil£0
Facilities and services£18k £92 per pupil+1433% +1050% real£251
Catering income£4k £20 per pupil-26% -43% real£11
Other DfE grants£48k £241 per pupil-35% -50% real£275

Other DfE grants is a container line. It includes the grants that cover higher employer pension and National Insurance costs, which cannot be separated out, so no figure is shown for them on their own. Not every rise in a school's income is extra spending power. When the government raised what schools pay as employers into staff pensions and National Insurance, it gave schools grants to cover the bill. The IFS describes this as extra money to pay for extra outgoings, with no change in real resources. About £2.3 billion of the growth in school funding between 2019–20 and 2025–26 was this kind of grant. So when a school's income jumps, check whether its staff costs jumped by the same amount: the money may simply have passed through. (IFS, p. 50)

Where it goes

Spending in 2025-26, with the trend per pupil since 2018-19
Line2025-26Trend per pupilChange per pupil since 2018-19Similar schools (median per pupil)
Total spending£2.0m £9,941 per pupil+29% -2% real£10k
Teachers£676k £3,414 per pupil+4% -21% real£4k
Supply staff£146k £739 per pupil+13% -14% real£210
Support staff£560k £2,827 per pupil+78% +36% real£2k
Office and admin staff£71k £357 per pupil+1% -23% real£573
Premises staff£69k £349 per pupil+73% +32% real£263
Catering staff£0 £0 per pupil£0
Other staff costs£35k £174 per pupil+79% +37% real£190
All staff costs£1.5m £7,516 per pupil+25% -4% real£8k
Premises£121k £610 per pupil+52% +16% real£567
Energy£34k £172 per pupil+7% -18% real£154
Rates, water and other building costs£179k £904 per pupil+50% +14% real£933
Catering£105k £529 per pupil+21% -8% real£494
Learning resources£43k £218 per pupil-1% -25% real£369
Supplies and services£178k £901 per pupil+29% -2% real£1k
Bought-in services£117k £590 per pupil+33% +2% real£624

Staff costs were 76% of this school's spending in 2025-26. Across England, over 80% of schools' costs are staff costs. (IFS, p. 63)

In 2025-26 prices, this school spent £2.0m £9,941 per pupil in 2025-26. Across England, primary schools are expected to spend about £7,000 per pupil in 2025–26. (IFS, p. 7)

Pupils by year

  1. 2018-19 219.5
  2. 2019-20 219.5
  3. 2020-21 229.0
  4. 2021-22 234.0
  5. 2022-23 229.0
  6. 2023-24 216.0
  7. 2024-25 212.0
  8. 2025-26 198.0

Pupil numbers fell from 219.5 to 198.0 (10% fewer) over the years shown.

Schools are mostly funded per pupil, so fewer pupils means less money. Costs do not fall in step: a class with a few fewer pupils still needs a teacher. Primary schools in England have already lost about 100,000 pupils (3%) between 2019–20 and 2024–25, and are expected to lose over 300,000 more (about 8%) by 2030–31. Secondary numbers are expected to start falling from about 2026–27. The IFS points out that money is only saved if schools actually reduce what they spend, such as staff or the number of schools. That is why a well-run school with falling numbers can still find its budget under pressure. (IFS, pp. 19, 64)

Money raised by parents

No registered parents' association found for St Paul's Whitechapel Church of England Primary School. Charities with an income of £5,000 or less a year don't have to register with the Charity Commission, so many schools have an active PTA or friends' group that isn't on the register.

Across England, the typical registered parents' association raised £50 per pupil in 2025-26.

Intake and area

council-run · Primary · Mixed · Church of England

Intake band 5 of 5 nationally, combining free-school-meal eligibility and the deprivation of the school's neighbourhood (1 = least disadvantaged, 5 = most).

Context, not a judgement: schools with different intakes get different funding and face different costs.

How my school's money is split

For pupils: out of every pound the school spent in 2025-26, here is roughly where it went, with the amount for each pupil.

National context

Questions to ask the school

Useful for parents, governors and PTFA committees.

  1. What is St Paul's Whitechapel Church of England Primary School's £173k £872 per pupil reserve being kept for, and is there a timetable to spend it?
  2. How many pupils does St Paul's Whitechapel Church of England Primary School expect in each year group over the next three years? Why ask: Primary pupil numbers in England are expected to fall by over 300,000 (about 8%) by 2030–31. (IFS, p. 19)
  3. How many pupils at St Paul's Whitechapel Church of England Primary School have an EHCP or need extra support, and how is support above the first £6,000 a year funded? Why ask: Mainstream schools are expected to fund the first £6,000 a year per pupil from their core budget. (IFS, p. 46)
  4. How much does the PTA (or friends' association) raise each year, and what does it pay for?
  5. Is any of it already committed, for example to building work or to cover a planned overspend?
  6. Is the school planning to merge classes, share staff or work more closely with another school?
  7. Does the council's top-up money arrive on time and cover what the support actually costs?
  8. How does St Paul's Whitechapel Church of England Primary School's spending per pupil compare with similar schools, and why? Why ask: Nationally, primaries spend about £7,000 and secondaries about £7,800 per pupil in 2025–26. (IFS, p. 7)

Check at source

Every figure here comes from the school's published return. Check it on the DfE benchmarking page for this school, and see how the figures are worked out.

Similar schools: the closest in phase, size and share of pupils on free school meals.

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