School Moneyby Schools in Reach
I am a

St Andrew's Church of England Primary School: school finances

Latest full year 2025-26, as a council-run school (CFR return, April to March). Lambeth · Primary · Voluntary aided school

In deficit

In deficit by £755k £5,169 per pupil, 46% of a year's income: it has spent more over the years than it received. It has spent more than it received for 4 years running.

Why schools go into deficit. Most of a school's money goes on people: over 80% of schools' costs are staff costs. So when pay and other costs rise faster than funding, or a school loses pupils and the money that comes with each one, the budget is squeezed quickly and staffing is the only big thing left to cut. In 2024–25 and 2025–26, mainstream school funding per pupil grew by 2 percentage points less than school costs, partly because rising special needs costs took a large share of the extra money. A deficit usually comes from several of these pressures at once, not one bad decision. (IFS, pp. 62–63)

What helps. Schools in this position usually agree a recovery plan with the council, often over two or three years, and governors check progress against it each term. The questions further down are a good way to start that conversation.

Status by year

  1. 2018-19 In deficit reserve below zero
  2. 2019-20 In deficit same as the year before
  3. 2020-21 In deficit same as the year before
  4. 2021-22 In deficit same as the year before
  5. 2022-23 In deficit same as the year before
  6. 2023-24 In deficit same as the year before
  7. 2024-25 In deficit same as the year before
  8. 2025-26 In deficit same as the year before

Government funding vs spending per pupil

In 2025-26, government funding was £1.5m £10,572 per pupil and spending £1.9m £13,090 per pupil. Spending was £368k £2,518 per pupil more than government funding; the difference came from other income, such as lettings, catering or donations, or from the school's reserve.

Government funding and spending per pupil, 2018-19 to 2025-26Government funding and spending per pupil each year, 2018-19 to 2025-26. 2018-19: funding £7k, spending £8k; 2019-20: funding £7k, spending £8k; 2020-21: funding £7k, spending £8k; 2021-22: funding £8k, spending £9k; 2022-23: funding £8k, spending £9k; 2023-24: funding £9k, spending £10k; 2024-25: funding £10k, spending £12k; 2025-26: funding £11k, spending £13k£6,000£8,000£10,000£12,0002019-202021-222023-242025-26Gov. fundingSpendingSimilarGov. fundingSpending

Funding is the money a school receives; spending is what it pays out. The two differ when a school adds to or draws on its savings, and because some money is spent on its pupils by someone else: the council (for example special needs top-ups and transport) or, for academies, the trust's central team. (IFS, pp. 7, 10, 46, 52, 54)

Government funding is the academy accounts line "grant funding from government" in academy (AAR) years and the CFR grant funding total in council-run years. The two are not strictly comparable: CFR line I07 can include some money that is not from government.

Real terms: in 2025-26 prices (HM Treasury GDP deflator, October 2026).

Reserve per pupil by year

Reserve per pupil, 2018-19 to 2025-26Reserve per pupil at the end of each year. 2018-19: -£775; 2019-20: -£1k; 2020-21: -£1k; 2021-22: -£913; 2022-23: -£2k; 2023-24: -£2k; 2024-25: -£3k; 2025-26: -£5k-£6,000-£4,000-£2,000£02019-202021-222023-242025-26ReserveSimilarReserve

Real terms: in 2025-26 prices (HM Treasury GDP deflator, October 2026).

Each year's figures, newest first
YearPupilsIncomeSpendingIn-year balanceReserve at year end
2025-26146.0£1.7m £11,335 per pupil£1.9m £13,090 per pupil-£256k -£1,755 per pupil-£755k -£5,169 per pupil
2024-25156.0£1.7m £10,692 per pupil£1.8m £11,710 per pupil-£159k -£1,018 per pupil-£498k -£3,195 per pupil
2023-24168.0£1.6m £9,605 per pupil£1.7m £10,038 per pupil-£73k -£433 per pupil-£340k -£2,022 per pupil
2022-23175.0£1.5m £8,736 per pupil£1.6m £9,403 per pupil-£117k -£667 per pupil-£267k -£1,525 per pupil
2021-22184.0£1.7m £9,093 per pupil£1.6m £8,699 per pupil+£72k +£394 per pupil-£168k -£913 per pupil
2020-21196.0£1.5m £7,787 per pupil£1.6m £8,006 per pupil-£43k -£219 per pupil-£241k -£1,227 per pupil
2019-20188.5£1.5m £7,725 per pupil£1.5m £7,988 per pupil-£50k -£263 per pupil-£198k -£1,049 per pupil
2018-19191.0£1.5m £7,895 per pupil£1.5m £8,024 per pupil-£25k -£129 per pupil-£148k -£775 per pupil

Where the money comes from

Income in 2025-26, with the trend per pupil since 2018-19
Line2025-26Trend per pupilChange per pupil since 2018-19Similar schools (median per pupil)
Total income£1.7m £11,335 per pupil+44% +10% real£11k
Government funding£1.5m £10,572 per pupil+49% +14% real£11k
Special needs (SEN) funding£68k £469 per pupil+75% +33% real£708
Pupil premium£116k £795 per pupil+15% -12% real£779
Money the school raised itself£111k £763 per pupil-5% -28% real£524
Donations (day-to-day)£6k £44 per pupil-42% -56% real£12
Donations for buildings and equipment£0 £0 per pupil£0
Facilities and services£105k £719 per pupil+14% -13% real£293
Catering income£15 £0 per pupil-100% -100% real£5
Other DfE grants£51k £348 per pupil+63% +24% real£246

Other DfE grants is a container line. It includes the grants that cover higher employer pension and National Insurance costs, which cannot be separated out, so no figure is shown for them on their own. Not every rise in a school's income is extra spending power. When the government raised what schools pay as employers into staff pensions and National Insurance, it gave schools grants to cover the bill. The IFS describes this as extra money to pay for extra outgoings, with no change in real resources. About £2.3 billion of the growth in school funding between 2019–20 and 2025–26 was this kind of grant. So when a school's income jumps, check whether its staff costs jumped by the same amount: the money may simply have passed through. (IFS, p. 50)

Where it goes

Spending in 2025-26, with the trend per pupil since 2018-19
Line2025-26Trend per pupilChange per pupil since 2018-19Similar schools (median per pupil)
Total spending£1.9m £13,090 per pupil+63% +24% real£12k
Teachers£781k £5,350 per pupil+67% +27% real£5k
Supply staff£22k £149 per pupil+1046% +776% real£361
Support staff£519k £3,558 per pupil+68% +28% real£2k
Office and admin staff£96k £657 per pupil+85% +41% real£676
Premises staff£86k £587 per pupil+159% +97% real£348
Catering staff£0 £0 per pupil£0
Other staff costs£55k £375 per pupil+12% -15% real£337
All staff costs£1.5m £10,088 per pupil+67% +28% real£8k
Premises£102k £697 per pupil+80% +37% real£785
Energy£15k £102 per pupil+100% +52% real£162
Rates, water and other building costs£166k £1,137 per pupil+123% +70% real£1k
Catering£117k £804 per pupil+123% +70% real£601
Learning resources£61k £420 per pupil-23% -41% real£392
Supplies and services£169k £1,156 per pupil+9% -17% real£1k
Bought-in services£81k £558 per pupil+34% +2% real£823

Staff costs were 77% of this school's spending in 2025-26. Across England, over 80% of schools' costs are staff costs. (IFS, p. 63)

In 2025-26 prices, this school spent £1.9m £13,090 per pupil in 2025-26. Across England, primary schools are expected to spend about £7,000 per pupil in 2025–26. (IFS, p. 7)

Pupils by year

  1. 2018-19 191.0
  2. 2019-20 188.5
  3. 2020-21 196.0
  4. 2021-22 184.0
  5. 2022-23 175.0
  6. 2023-24 168.0
  7. 2024-25 156.0
  8. 2025-26 146.0

Pupil numbers fell from 191.0 to 146.0 (24% fewer) over the years shown.

Schools are mostly funded per pupil, so fewer pupils means less money. Costs do not fall in step: a class with a few fewer pupils still needs a teacher. Primary schools in England have already lost about 100,000 pupils (3%) between 2019–20 and 2024–25, and are expected to lose over 300,000 more (about 8%) by 2030–31. Secondary numbers are expected to start falling from about 2026–27. The IFS points out that money is only saved if schools actually reduce what they spend, such as staff or the number of schools. That is why a well-run school with falling numbers can still find its budget under pressure. (IFS, pp. 19, 64)

Money raised by parents

No registered parents' association found for St Andrew's Church of England Primary School. Charities with an income of £5,000 or less a year don't have to register with the Charity Commission, so many schools have an active PTA or friends' group that isn't on the register.

Across England, the typical registered parents' association raised £50 per pupil in 2025-26.

Intake and area

council-run · Primary · Mixed · Church of England

Intake band 5 of 5 nationally, combining free-school-meal eligibility and the deprivation of the school's neighbourhood (1 = least disadvantaged, 5 = most).

Context, not a judgement: schools with different intakes get different funding and face different costs.

How my school's money is split

For pupils: out of every pound the school spent in 2025-26, here is roughly where it went, with the amount for each pupil.

National context

Questions to ask the school

Useful for parents, governors and PTFA committees.

  1. What is the plan to get St Andrew's Church of England Primary School back into balance, and how many years will it take? Has the council agreed it?
  2. How many pupils does St Andrew's Church of England Primary School expect in each year group over the next three years? Why ask: Primary pupil numbers in England are expected to fall by over 300,000 (about 8%) by 2030–31. (IFS, p. 19)
  3. How much does the PTA (or friends' association) raise each year, and what does it pay for?
  4. What is driving the deficit: falling pupil numbers, staff costs, special needs support, or something else? Why ask: Over 80% of schools' costs are staff costs. (IFS, p. 63)
  5. Is the school planning to merge classes, share staff or work more closely with another school?
  6. How does St Andrew's Church of England Primary School's spending per pupil compare with similar schools, and why? Why ask: Nationally, primaries spend about £7,000 and secondaries about £7,800 per pupil in 2025–26. (IFS, p. 7)
  7. Will the recovery plan change class sizes, the subjects on offer or the number of support staff?
  8. Has the council talked about reducing places, merging or closing schools in this area? Why ask: The IFS notes savings from falling numbers only come if staff or the number of schools are reduced. (IFS, p. 64)

Check at source

Every figure here comes from the school's published return. Check it on the DfE benchmarking page for this school, and see how the figures are worked out.

Similar schools: the closest in phase, size and share of pupils on free school meals.

Compare side by side